RETNANINGRUM, Kartika; SITI SUNDARI. THE EFFECT OF FINANCIAL LITERACY, FINANCIAL ATTITUDE, AND PERCEIVED RISK ON FINANCIAL MANAGEMENT BEHAVIOR IN USING BUY NOW PAY LATER (BNPL). Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY), [S. l.], v. 7, n. 2, p. 234–249, 2025. DOI: 10.15575/aksy.v7i2.45602. Disponível em: http://103.55.33.27/index.php/aksy/article/view/45602. Acesso em: 18 dec. 2025.